Here’s How We Help You Buy A Home:
01. Our first meeting
We like to keep this casual. We’ll meet you at your home, our office, a local coffee shop, or virtually to get to know each other, answer any questions you have and outline our home-buying process so you know exactly what to expect.
02. Your mortgage pre-approval
Getting a mortgage pre-approval is arguably one of the most important steps in your home-buying journey because this approval will let you know exactly how much money you can borrow to buy a home, and what your new lifestyle will look like on a monthly basis. Our team can recommend several trustworthy mortgage specialists who will review your income, credit, debt, goals, and other factors to determine your eligibility. A pre-approval also makes your offer more appealing to sellers.
03. Identifying your wants vs. your needs
We keep our eye on the fundamentals. Square footage is important, but a property’s location, layout, and ultimate potential matter most. We’ll help you determine your ideal neighbourhood, property type, and other deciding factors so you can narrow your search and find your next home quickly. We’ll also help you keep an open mind so you see the potential in the “I love it, but the bathroom is too outdated”, or “So awesome, but I wish the basement was finished” properties.
04. Viewing homes
This is the exciting part! We’ll see your (and our) favourite prospects in person, together, and our team will take a critical look at the features, possible concerns, and notable aspects. We’ll also show you around the neighbourhood and share our community knowledge with you so you have all the information when deciding if this property is a good fit.
Get the House vs. Condo guide here to determine which is the better buy.
05. Analyzing the price
Before placing an offer, we’ll take a deeper look at the price by completing a Comparative Market Analysis (CMA) to see if the asking/list price matches its true market value. We effectively provide you with a true market appraisal so that you’re 100% confident when bidding to purchase your home. We’ll also help you understand your monthly payments, the possible resale value, and more.
Read about How To Make A Profit With 5% Down here.
06. Offers and negotiations
When it’s time to place an offer, we’ll coach you through the best offer strategy and aggressively negotiate the best price, terms, and conditions on your behalf, taking into consideration the unique circumstances and tailoring our strategy accordingly.
07. The In-Between!
Congratulations! At this point, you’ve purchased your home and it’s time to pop champagne. Before you move into your new place, there are still a few items to consider and arrange on your end. But don’t worry, our post-purchase process ensures you’re in-the-know, understand every step and important date, and who’s on first.